Fidoph Philippines 1.0.0

The platform operated by Fidoph Lending Corporation is a duly licensed and regulated financial service provider in the Philippines. As a registered lender with a valid SEC registration number (CS201825101) and Certificate Authority No. 2832, the company demonstrates compliance with the Philippine Securities and Exchange Commission, Credit Information Corporation, Anti-Money Laundering Council, and National Privacy Commission. Fidoph Philippines leverages professional expertise and extensive industry experience to deliver credit services aimed at efficiency, convenience, and reliability for its Filipino clientele.

The company's key advantages include a free membership program offering benefits such as increased borrowing limits, extended repayment periods, and expedited approval processes for users with good credit standing. The platform provides a maximum credit limit of ₱50,000 for VIP members and ₱30,000 for non-VIP users, with approval times as swift as three minutes. Application procedures are straightforward and do not require collateral; only a valid ID and mobile number are necessary. Additionally, Fidoph offers revolving credit features, permitting recurring usage under an annual interest cap of 180%.

Product offerings encompass loans ranging from ₱1,000 to ₱50,000, with repayment terms from 3 to 12 months depending on user status—3 to 6 months for non-members and up to 12 months for VIP members. Repayments can be made in one to twelve installments. The platform’s maximum effective annual interest rate is 180%, with a maximum monthly equivalent rate of 15%. Customized financial solutions are available to accommodate differing eligibility criteria.

A typical borrowing scenario involves a principal amount of ₱50,000 over a 90-day period, at a daily interest rate of 0.1%. This results in a total interest of ₱4,500 and a service fee of approximately ₱10,485 over the loan term. The total repayment would be about ₱64,985, with monthly installments lasting three months at approximately ₱21,661 each.

Eligibility requirements are designed to facilitate an accessible application process: applicants must be at least 18 years old, Filipino citizens possessing a valid government-issued ID and Philippine bank account, with a stable income source.

Fidoph Philippines commits to operating within the bounds of Philippine legal frameworks. The company ensures transparent lending practices through strict regulation adherence related to interest rate management, risk oversight, and user data protection.

For customer inquiries or support, contact details are as follows: company address at 16th Floor PHL Tower, 6789 Ayala Avenue District Philippines BEL-AIR 1209 City of Makati NCR; email [email protected]; phone +63 9171080876; and the website https://fido.ph/.